The Heirs Insurance Hackathon is an initiative aimed at transforming Africa’s insurance sector through technology. It invites Nigerian undergraduates to develop innovative, AI-driven solutions that improve customer experiences, underwriting, claims processing, and distribution of insurance products. The event aims to democratize insurance, enabling broader access to coverage for more individuals.
When is the Application Deadline:
February 16, 2026
Tell Me About The Competition:
The Heirs Insurance Hackathon 2026 is a national innovation competition organized by Heirs Insurance Group for Nigerian undergraduates. It challenges students to design AI-driven solutions that will transform the insurance industry by improving claims processing, underwriting, customer experience, and product distribution.
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This hackathon brings together top tech talents, mentors, and industry experts to foster collaboration and create impactful solutions that democratize insurance access across Africa.
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Which Fields are Eligible?
- Artificial Intelligence (AI) applications in insurance
- Claims Processing
- Underwriting
- Customer Experience
- Product Distribution
Type:
Competition | Hackathon | Innovation Challenge
Who can Apply?
Applicants must:
- Be students of a recognized tertiary institution in Nigeria.
- Form a team of 3 members from the same institution.
- Select a team lead (recommended team composition: developer, designer, project manager).
How are Applicants Selected?
- Teams submit proposals using the official template.
- Submissions are reviewed by experts based on innovation, feasibility, and relevance to insurance challenges.
- Top teams are shortlisted and invited to participate in the hackathon.
Which Countries Are Eligible?
Nigeria only.
Where will the Competition be Taken?
Nigeria (organized by Heirs Insurance Group).
How Many Awards?
Prizes awarded to the top 3 winning teams.
What is the Benefit of the Competition?
- ₦9 million total prize pool:
- 1st Place: ₦5,000,000
- 2nd Place: ₦3,000,000
- 3rd Place: ₦1,000,000
- Certificates and recognition.
- Mentorship and collaboration with industry experts.
- Opportunity to showcase skills and solutions to leaders in the insurance sector.
How Long Will the Competition Last?
Short-term hackathon (proposal submission, review, and final event).
How to Apply:
- Form Your Team – Assemble 3 members from the same institution and select a team lead.
- Download Template – Use the official proposal template to structure your solution.
- Ideate & Design – Brainstorm and design your AI-driven solution addressing one of the focus areas.
- Submit Proposal – Export your proposal as a PDF and submit via the hackathon platform.
